A three to five year period is a long time to be making Chapter 13 plan payments.  Sometimes circumstances change for debtors and they are no longer able to make their plan payments.  Converting a case from a Chapter 13 to a Chapter 7 is a very easy process.  It can be done by filing a motion or a notice with the Court.  The law allows a debtor to convert the case at any time and for virtually any reason.  It does require a small filing fee.

Before a debtor converts the case, the debtor needs to understand the ramifications of converting to a Chapter 7 case.  If a debtor has too much equity in a house, a car or other property that is not protected by state exemption laws, the Chapter 7 trustee could take and sell that property for the benefit of unsecured creditors.


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Call (801) 505-9679 today to make a face-to-face appointment or to set up a phone consultation. For most Chapter 13 cases, Justin M. Myers, Attorney-at-Law LLC charges NO ATTORNEY FEES UP FRONT, you only pay the Court filing fee.

Justin M. Myers

Justin M. Myers Attorney-At-Law, LLC

South Jordan Office

South Jordan Law Office
1122 W. South Jordan Pkwy. Suite A
South Jordan, UT 84095
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Provo Office

3651 North 100 East, Ste. 375
Provo, Utah 84604
Phone: 801-505-9679
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