Lots of debtors wonder whether they can change their minds after they file their Chapter 7 cases. If a debtor wants to convert his or her Chapter 7 case to a Chapter 13 case, the debtor will have to file a motion to convert with the Bankruptcy court. The Court will likely have to hold a hearing where the debtor will have to tell the judge why the debtor wants to convert the case. The Chapter 7 trustee may object to the debtor’s motion. If the judge grants the motion, the debtor is expected to stay in the Chapter 13 plan. A debtor should be aware that if the debtor has a great deal of equity in his or her property that is not exempt, the debtor may have to pay a significant amount back to the general unsecured creditors under a Chapter 13 plan.